For those who are old enough to remember, there was a time when banking meant going into a building and speaking with a teller in order to process a transaction. In many technology-driven countries, today’s bank transaction is generally with an ATM location, if not online, Eloi Kummetz points out. This sort of instant access to technology is one of the things that has driven Eloi Kummetz to focus Kummetz Corporation’s attentions on countries like Africa, where instant access to banks are a luxury, not a way of life.